Because all of the nfc/rfid chips are encrypted and it’s most likely illegal to copy a pay card just by copying the NFC chip so you probably can’t. 1. Reply. GoofyGills. • 9 mo. ago. Nope. Apple .Here is how the “Handheld RFID Writer” (that you can easily purchase for less than $10) works: Turn on the device. Hold a compatible EM4100 card or fob to the side facing the hand grip and click the ‘Read’ button. The .